What an excellent credit score is and how to get one

What an excellent credit score is and how to get one

CNBC Select explains what range is considered to be an excellent credit score, how excellent credit can help you, how to get an excellent credit score and how to check your score for free.

A perfect credit score of 850 is hard to get, but an “excellent” credit score is more achievable.

If you want to get the best credit cards, mortgages and competitive loan rates — which can save you money over time — excellent credit can help you qualify. “Excellent” is the highest tier of credit scores you can have.

When you apply for credit, lenders review a detailed summary of your financial history, known as your credit report, to determine whether you qualify for a particular form of credit. And one part of your credit report is the three-digit number known as your credit score.

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